Please leverage these resources to help you, your families and businesses through this dynamic situation.

 

The Chamber is monitoring the COVID-19 coronavirus’s impact on our region. We understand the challenges of these uncertain times and are equipping businesses with the information resources you need to prepare for the short-term response and long-term recovery.

 

This page will be updated with new and relevant resources as they become available. If you have information that you would like to share with Cape Girardeau’s business community regarding Coronavirus Disease 2019 (COVID-19), please email us.

Please don’t hesitate to reach out to us if you have any questions or need help navigating this difficult time. We will be communicating frequently with our membership as we encounter any information you need to know. 

 

Last updated: April 27, 2020

 

Health Resources
Local Updates
Legislative Updates
Resources to Plan, Prepare and Respond

Return to Work Guide
As local and statewide restrictions were put into place, many employers drastically altered their operations with some closing their doors completely. As the response continues, many employers across the state are working to develop strategies to enable them to reopen when the threat subsides.

Based on the best practices, the Missouri Chamber of Commerce and Industry is providing guidelines and suggestions to assist businesses in their efforts to create safe workplaces for their employees and customers. We also strongly encourage employers to closely follow the recommendations published by Gov. Mike Parson, the State of Missouri and local health officials as they seek to reopen.

 

 

Show Me Strong Recovery Plan

During the initial phase, we can gradually start to reopen economic and social activity. This will be a deliberate process and is flexible to adapt to the situation. Some communities may be able to reopen at a faster rate, while others may need to continue restrictions to keep the virus from spreading. During this time, we should limit our activity and interactions and continue to maintain social distancing and practice good hygiene to protect our neighbors and ourselves.

 

 

 

Essential Workers During COVID-19

Memorandum on Identification of Essential Critical Infrastructure Workers During COVID-19 Response - Prepared by the Cybersecurity and Infrastructure Security Agency (CISA) that executes the Secretary of Homeland Security’s responsibilities as assigned under the Homeland Security Act of 2002, this document provides a suggested outline of essential businesses.

 

  

Center for Disease Control and Prevention – Resources for Businesses and Employers
Includes Interim Guidance for Businesses and Employers, Cleaning and Disinfection Recommendations, and more.


Coronavirus Emergency Loans Small Business Guide and Checklist
Prepared by the U.S. Chamber of Commerce, this resource helps answer common questions and navigate the process.

 
How to Apply for UI Benefits Video
This video is an excellent resource to share with anyone who is struggling with online filing for unemployment benefits.


Missouri Department of Labor & Industrial Relations - Unemployment
Includes: File or manage an unemployment claim, public programs and services, frequently asked questions, and more.


Missouri Department of Labor Shared Work Program
The Shared Work Unemployment Compensation Program is an alternative to layoffs for employers faced with a reduction in available work. It allows an employer to divide the available work among a specified group of affected employees instead of a layoff. These employees receive a portion of their unemployment benefits while working reduced hours. To participate, an employer must complete an application for the affected unit within the company, and submit it to the Division of Employment Security (DES) for approval.


Missouri Job Center
If you are facing laying off employees, our local Job Center has resources available for those individuals. Call 573-381-2482 or visit 760 S. Kingshighway, Suite A1, Cape Girardeau, MO 63701.

 

 

OSHA Resources
The United States Department of Labor/Occupational Safety and Health Administration (OSHA) has developed a list of resources concerning COVID19.  The intent of this information is to provide you with guidance in protecting your workers during the pandemic and challenges faced as we open up America again.  


 
Applying for SBA Loans Resources
Basics, terms, etc. presentation
Three step process
 

U.S. Chamber of Commerce
Includes: Coronavirus (COVID-19) Workplace Tips for Employees, Guidance For Employers To Plan and Respond To Coronavirus, Customizable Workplace Flyer, and more.


U.S. Small Business Administration - Coronavirus (COVID-19): Small Business Guidance & Loan Resources
Includes: Paycheck Protection Program, Economic Injury Disaster Loans and Loan Advance, SBA Debt Relief, SBA Express Bridge Loans, Guidance for Businesses and Employers, SBA Products and Resources, Government Contracting, Local Assistance.


Paycheck Protection Program
The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses.

Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.

Under this program:
- Eligible recipients may qualify for a loan up to $10 million determined by 8 weeks of prior average payroll plus an additional 25% of that amount.
- Loan payments will be deferred for six months.
- If you maintain your workforce, SBA will forgive the portion of the loan proceeds that are used to cover the first 8 weeks of payroll and certain other expenses following loan origination.

Click here for a FAQ document on the program prepared by the U.S. Senate Committee on Small Business & Entrepreneurship.

 

 

Paycheck Protection Program (PPP) Loan Forgiveness Guide

Under the Paycheck Protection Program (PPP), loans may be forgiven if borrowers use the funds to maintain their payrolls and pay other specified expenses. Click here to download this step-by-step guide to calculate your loan forgiveness amount, navigate record-keeping requirements, and determine repayment terms on amounts not forgiven. 


Economic Injury Disaster Loans and Loan Advance
To apply for a COVID-19 Economic Injury Disaster Loan, click here.

In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000.

The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.


SBA Debt Relief
The SBA Debt Relief program will provide a reprieve to small businesses as they overcome the challenges created by this health crisis.

Under this program:

- The SBA will also pay the principal and interest of new 7(a) loans issued prior to September 27, 2020.
- The SBA will pay the principal and interest of current 7(a) loans for a period of six months.


SBA Express Bridge Loans
Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loan or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.

Terms
- Up to $25,000
- Fast turnaround
- Will be repaid in full or in part by proceeds from the EIDL loan

Find an Express Bridge Loan Lender by connecting with our local SBA District Office.
 

Expanded Medical Leave
Many businesses are expressing concern about the Expanded Medical Leave program that was part of the Families First Coronavirus Bill passed a couple weeks ago. It takes effect on April 1. Here’s a guide we found that does a good job explaining what everything means.
 

Restaurant Workers' Community Foundation Resource List
RWCF is working to collect information and links to resources that will help restaurants and workers deal most effectively with the COVID-19 Emergency.

 

 

U.S. Chamber of Commerce Presentation - The Cares Act and how it can assist your businesses

Includes information on major provisions, implementation and resources. 

 

 

Restaurant Reopening Guidance

As state and local governments consider reopening their economies in response to COVID-19, the National Restaurant Association has assembled a group of experts, led by Larry Lynch, Senior Vice President of Certification & Operations, from the Food and Drug Administration, academia, and the public health sector, to draft guidance for restaurants that guide state governments and align with opening plans.

 

Resources from Our Members
Webinars
Communication Tools
Remote Working Tools & Guides